Did you know that by the time your child turns 18, you’ve already spent about 95% of the total time you’ll ever spend with them? It’s a poignant reminder of how fleeting our moments can be together. But it’s not about dwelling on the past, it’s about making the most of the present.

Hi, I’m Hunter Brockway, founder of Boca Retirement Strategies, here to guide you to a successful, stress-free retirement while spending more and avoiding being killed in taxes.

Today, let’s explore a four-step method to maximizing memories with money, ensuring every dollar spent enriches our family experiences.

The foundation of meaningful experiences lies in understanding. Pay attention to your loved ones’ interests and curiosities. When your child shows fascination with stars, consider a trip to the planetarium. It’s about tuning in and responding to their world.

Once you’ve identified their interests, nurture them. If they’re intrigued by music, perhaps attend a live concert together. Remember, experiences don’t have to be extravagant. Even simple activities like building a garden can create lasting memories.

Involve your family in planning these experiences; let them choose the next activity or destination. This collaborative approach not only empowers them but also ensures the experience is meaningful for everyone involved.

Anticipation enhances enjoyment. Plan ahead, discuss the upcoming event, and build excitement. Afterward, reminisce together. Revisiting these memories strengthens bonds and creates a reservoir of cherished memories.

Investing in experiences over possessions leads to greater happiness. So, what memory will you create today? Remember, it’s not about the money spent but the moments shared.

And if you have any financial questions, you can send them in to contact at bocaretirement.com. We’ll be happy to help. Bye.