SCHEDULE A CALL: https://bocaretirement.com/contact-us/

Are you paying more for Medicare than you should? If you retired recently, Medicare may still be using your higher “working” income from two years ago to calculate your IRMAA (Income-Related Monthly Adjustment Amount). The result? Surprise penalties that can cost you hundreds—or even thousands—of dollars every year.

In this video, Hunter Brockway, founder of Boca Retirement Strategies, walks you through exactly how to stop IRMAA overcharges in their tracks by filing Form SSA‑44. You’ll learn:

Why IRMAA penalties happen Medicare looks at your 2‑year‑old tax return—so new retirees often get stuck in a higher bracket.

How to claim your exemption Use Form SSA‑44 (the “Life‑Changing Event” form) and select work stoppage to request a premium reduction.

Step‑by‑step action plan

Check if your income drop qualifies you for relief

Download and complete SSA‑44

Submit to Social Security and save potentially $1,000–$3,000+ per year

#money #personalfinance #investing